Birch Island

Milford Bay | Ontario

The Grace of

Cottage Design

View Photos Watch Film 360° VTour Open House

Chestnut Park Christie's International Real Estate - Toronto

Presented At

$613,629

Bedrooms

Fireplace

High Ceiling

Stone Countertops

Terrace

Outdoor Living Space

Garden

Fire Pit

Water View

Lake View

Waterfront

Privacy

Renovated

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 1

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 2

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 3

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 4

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 5

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 6

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 7

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 8

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 9

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 10

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 11

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 12

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 13

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 14

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 15

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 16

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 17

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 18

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 19

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 20

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 21

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 22

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 23

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 24

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 25

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 26

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 27

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 28

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 29

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 30

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 31

76 Birch Island, Milford Bay, Ontario, Canada. - Photo 32

Birch Island

Milford Bay | Ontario

76 Birch Island, Milford Bay, Ontario, Canada. , Milford Bay , Ontario

76 Birch Island

Island life made easy and oh-so-stylish. Located in the heart of Muskoka, this completely renovated 3-bedroom cottage on the north side of Birch Island is your turnkey ticket to summer bliss. Nestled on 100 feet of hard-packed sandy bottom and surrounded by a lush canopy of trees, this charming blue cottage offers privacy, tranquility, and stunning waterfront [hidden information] onto the expansive lakeside deck, where the seamless glass railing is a beautiful touch offering uninterrupted views of Lake Muskoka. Whether you're sipping your morning coffee or winding down at sunset, the scenery takes centre stage. Inside, the open-concept design features a fresh and functional layout with a newly updated kitchen, complete with new stainless steel appliances, flowing into the living and dining positioned to maximize your view of the lake. Three cozy bedrooms are tucked along the back of the cottage, while a newly renovated 3-piece bathroom offers modern comfort just down the hall. A framed-in Muskoka room provides a peaceful place to unwind day. And when the sun sets, gather around the outdoor firepit for s'mores, stories, and starry [hidden information] gentle topography of the property makes it perfect for families, with a gradual sandy entry into the water ideal for kids, or a smooth launch for your kayaks and canoes. There's even ample storage space under the cottage ideal for tucking away outdoor furniture, paddles, and all your summer gear. The spacious dock is the ultimate sun lounge spot or the perfect place to jump in for a refreshing swim. Lake Muskokas three-lake chain gives you access to endless summer adventures from waterfront dining and boutique shopping to golf and community events, all accessible by boat. This Island Oasis is truly a Muskoka gem, offering a full turnkey experience so you can simply arrive and enjoy. It has everything you need to kick your feet up, relax, and create unforgettable memories.

Gallery

3D Street View Tour

Property Location

76 Birch Island, Milford Bay, Ontario, Canada., Milford Bay Ontario

Local Weather & Climate

Milford Bay, Ontario

Current Conditions Updated recently

34 °F

Mist

Feels Like 26°F

Humidity 100%

Wind 12 mph

Visibility 1.5 mi

Sunrise 11:43 AM

Sunset 11:13 PM

5-Day Forecast

Sun 8 Mar

Clouds

High 50°

Low 35°

Mon 9 Mar

Clouds

High 58°

Low 33°

Tue 10 Mar

Clouds

High 52°

Low 38°

Wed 11 Mar

Snow

High 41°

Low 31°

Thu 12 Mar

Snow

High 33°

Low 19°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Milford Bay?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

C$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Ready to explore financing?

Connect with trusted mortgage partners

Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Canada. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Canada tax year 2025 (fiscal year: January-December), rules effective from 1972. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$849,900

76 Birch Island, Milford Bay, Ontario, Canada.

Milford Bay, Ontario

3 Beds

View All Photos

Market Opinion

View prices in:

Our perspective on current market conditions in Milford Bay. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $61,362,900 20% down ($12,272,580)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$5,273/day

Your home may appreciate while you sleep

$37,012/week $160,384/mo $1,924,608/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$33.8M

+$47.9M

$47.9M Potential Equity

vs $33.8M lost to rent over 10 years

$12.3M Down Payment Growth

3.9x

10yr

$47.9M

8.1x

20yr

$99.2M

12.6x

30yr

$155.0M

Wealth Comparison

×369

Equivalent to 369 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $155.0M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $72.3M +18%

Market $83.6M +36%

Optimistic $96.4M +57%

$47.9M est. equity

20 Years

Conservative $85.1M +39%

Market $113.8M +85%

Optimistic $151.5M +147%

$99.2M est. equity

30 Years

Conservative $100.2M +63%

Market $155.0M +153%

Optimistic $238.1M +288%

$155.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 76 Birch Island, Milford Bay, Ontario, Canada have?

This house at 76 Birch Island, Milford Bay, Ontario, Canada features 3 bedrooms.

What is the listing price for 76 Birch Island, Milford Bay, Ontario, Canada?

This property is listed at $61,362,900.

Is now a good time to buy a home in Milford Bay?

Based on current market indicators, Milford Bay shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 76 Birch Island, Milford Bay, Ontario, Canada?

This is a house located in Milford Bay, Ontario. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: